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How to Accept Credit Card Payments as a Contractor

Accepting a credit card payment from a customer as a contractor

In today’s digital era, there are more ways than ever for homeowners to pay contractors for projects.

On the one hand, this is great! More options mean happier customers. On the other hand, it can be overwhelming for contractors like you who are trying to navigate the different payment systems.

While there are some common payment types, credit card payments have become increasingly prevalent and preferred by most homeowners. In fact, 35% of homeowners prefer to pay for a roof job via credit card. 

Because of this, it’s critical that your contracting company accepts credit card payments.

We’ll cover why you’d want to accept credit card payments as a contractor and how to do that with JobNimbus.

Let’s dig in!

A customer paying a contractor with a credit card on their phone
A customer paying a contractor with a credit card on their laptop

The Benefits of Taking Credit Card Payments as a Contractor

Improve Convenience and Customer Satisfaction

Accepting credit card payments provides a level of convenience that modern customers expect. By giving them this option, you cater to their preferences and make it easier for them to fork over the money.

Credit cards also offer security features, giving customers a stronger sense of safety. Credit cards often let users accumulate rewards or cashback benefits, adding value to the transaction.

Streamline Cash Flow and Receive Timely Payments

Credit card payments provide faster transaction processing and improved cash flow management.

Unlike traditional payment methods like checks, credit card payments offer swift fund transfers. Once your customer makes a payment, the money is deposited into your account quickly, enabling faster access to working capital.

Get Financial Management and Reporting

You can track payments electronically, generate digital receipts, and maintain accurate transaction records by taking credit card payments. This approach minimizes the need for manual record-keeping and decreases the risk of errors or discrepancies.

You can also simplify reconciliation processes and streamline your financial operations by integrating credit card payments with your accounting/bookkeeping software.

Boost Trust and Professionalism

Accepting credit card payments adds a layer of professionalism and trust to a business. It signals that you’re technologically up-to-date and committed to delivering a seamless customer experience.

What’s more, clients often perceive businesses that accept credit cards as more established, reliable, and professional.

Increase Sales and Expand Your Customer Base

Offering a credit card payment option eliminates barriers that deter potential clients.

Customers like being able to choose how they manage their cash flow. Some people pay for everything with a credit card. Those customers won’t work with you if you don’t accept credit cards.

By accepting credit cards, you can tap into this demand and attract new customers.

How to Accept Credit Card Payments as a Contractor

If you’re ready to tap into the credit card market, you have options. JobNimbus recently released JobNimbus Payments, a payment feature that ties seamlessly into your JobNimbus account.

We’ll walk you through how to take a credit card payment using JobNimbus Payments. It’s a simple four-step process, so let’s dive in.

Step 1: Get JobNimbus Payments

Sign up to start using JobNimbus Payments. Set up a time to talk to one of our FinTech specialists and walk through the payments software.

You’ll have to fill out a quick application before you can start accepting payments. But once your application is approved, you can immediately take credit card payments.

Step 2: Choose Your Payment Type

When you’re ready to collect a credit card payment, navigate to the JobNimbus Payments feature. There, you can choose from three options:

  • Request payment
  • Process payment now
  • Log payment

For credit card payments, you’ll either choose “request payment” or “process payment now.”

Let’s say you’re on the job site and have just finished your work. You’re with your customer, and they have their credit card out, ready to pay now. You’ll choose “Process payment now” to accept their credit card payment while you’re there.

Step 3: Fill out Credit Card Information

If you’re accepting the credit card payment in person, simply add your customer’s credit card information right in the app.

If your customer is paying a payment request, they can input their credit card information on their own.

Step 4: Get Paid

Once the credit card payment goes through, the sales rep listed for the job will get a copy of the receipt, so you know you got paid.

You can also turn on notifications in the JobNimbus Payments portal to ensure you’re notified of every credit card payment!

Embrace Credit Card Processing for Contractors

If you’re wondering, “Do contractors take credit cards?” the answer is yes. And you can be one of those contractors! Now that you know the advantages of accepting credit cards and how to accept credit card payments, all that’s left to do is start.

Begin processing credit cards today with JobNimbus Payments. You’ll be glad you did.

Laptop open with JobNimbus Boards showing different steps of a contractor's process

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