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Offer homeowner financing to sell more jobs
Add a monthly payment to the estimate, then track the loan directly from the job without needing a second app or separate login.
What is homeowner financing and how can I use it to sell more?
A $5,000 estimate can give a homeowner pause, even when the work can’t wait. Showing a financed monthly payment alongside the total helps them see how the project could fit into their budget. With homeowner financing, they can pay over time, and you get paid in full once they confirm the work is done.
Most homeowners want the option
46% of homeowners would rather finance the job than pay all at once.
2. Financing helps you close on the spot
Homeowners who are offered financing within a proposal are 35% more likely to buy immediately. (Peak Performance 2026: Roofing Industry Benchmarks for Success)
Most homeowners are approved
74% of homeowners who apply for financing are approved, and checking eligibility doesn't affect their credit.
Homeowners can pay
their way
Offer a variety of payment options to your customers, and let them choose what works for them. When they can spread the cost over time on their terms, budget stops being the reason they cut the scope or walk away.
Financing that connects to the job
If you’re already offering financing, you know it helps you sell. What usually gets lost is the connection with the job. With JobNimbus Financing, payment options sit on the estimate, loan status shows up on the job, and nobody has to wonder if a homeowner was approved.
Know where every loan stands
Say goodbye to long waiting periods and tedious paperwork. When a homeowner applies for financing, the decision automatically comes back to the job. Your team can see what was approved and what's funded without logging into a separate portal.
Get help handling late payments
You don’t have to follow up on late payments on your own. The financing partner handles the homeowner's monthly payments, so your business doesn't carry the risk if a payment is late or missed.
Keep your business running smoothly
Get paid in full, minus the standard merchant fee, one to three business days after the homeowner confirms the job is complete. With Progress Payments, the homeowner can release up to 50% at the start of the job so materials aren't waiting, and the rest when the work is done. The merchant fee on the job is the same either way.
Your sales team's new favorite tool
Present financing the same way on every job with financing built into the estimate. Need to know what a homeowner can afford first? Send a prequalification link from the job before you build the estimate.
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 per month for 12 months, based on an APR of 8.9% or $400 per month for 3 months, based on a 0% APR. Offers range from 0% to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lenders participate in 0% interest programs. State interest rate caps may apply. No other financing charges or participation fees. See additional terms at wisetack.com/faqs.
Finance like a pro
Experience the power of flexible payment options, quick approvals, and a hassle-free process all rolled into the roofing CRM you already trust. Elevate your roofing business with financing today.